Know what your
money is already
committed to.

Accounts, credit cards, installments and budgets in one place — and how much of next month's income is already spoken for, before the month begins.

iPhone Free with ads No bank passwords English · Português · Español
Finnia icon

Features

Everything you owe and own, on one screen.

You type it in, the app does the arithmetic: balances, card statements, installments and what is left of each budget.

🏦

Accounts and savings boxes

Checking, savings, investment and cash. Set money aside inside an account for a goal without moving it anywhere.

💳

Credit cards that work like cards

Limit, closing and due day. Each purchase lands on the right statement, and installments are spread across the next ones automatically.

📊

Transactions and dashboard

This month's spending against last month's, day by day. Break it down by category, account or tag, and filter by any of them.

🎯

Monthly budgets

A limit per category, with a clear view of what is left — and an alert before it runs out.

🔁

Recurring bills and reminders

Rent, salary, subscriptions: set them once. Reminders before statements and bills are due, at the time you choose.

👥

Split groups

Shared house, trip, dinner with friends. Record who paid what and see who owes whom, then settle up.

Committed income

Next month starts before it arrives.

A purchase in ten installments quietly takes a slice of the next ten paychecks. Finnia adds every one of those slices up, so you see the month coming.

  • Installments. Every remaining installment, on the statement it will fall on.
  • Card statements. Open statements and what is already scheduled for the next ones.
  • Fixed costs. Rent, subscriptions and other recurring bills.
  • Against your income. The total as a share of your monthly income, month by month.
  • A heads-up. An alert when a coming month is getting too committed.

Privacy

Your finances are yours.

Money is personal. Here is exactly how Finnia treats it.

No bank passwords

The app never connects to your bank. It doesn't ask for bank passwords, card numbers or account numbers — you record what you want, as you want.

Never used for ads

Your balances and transactions run the app for you — they are never sent to advertisers. Usage stats sit under a random identifier, not your account.

Delete it in the app

Profile → Delete Account erases everything immediately. No email, no waiting.

Full detail in the Privacy Policy and Your Privacy Choices.

FAQ

Questions worth asking first

Is it free?

Yes. Every feature is free, supported by ads. If you'd rather not see ads, an optional No Ads subscription removes them.

Does it connect to my bank?

No. You record accounts and transactions yourself, which means no bank password ever leaves your hands. Importing statement files is on the list for later.

How do I sign in?

With your email or with Sign in with Apple.

Which currency does it use?

Brazilian real (R$) for now. Other currencies are on the list.

Which languages does it speak?

English, Portuguese (Brazil) and Spanish — the whole interface. It follows your iPhone's language by default, and you can change it in the app.

Is this financial advice?

No. Finnia organizes and adds up what you enter. Confirm with your bank before paying a bill or making a financial decision.

Almost there

Finnia is coming to the App Store.

Drop us a line and we'll tell you the day it goes live.

Email us at info@cloudarbitration.com